In a major victory for American families, President Donald Trump’s child investment initiative just received a historic boost.
Tech leaders Michael and Susan Dell announced a record-shattering $6.25 billion commitment to help millions of U.S. children begin life with real financial security. For parents across the country, this is one of the biggest private investments in America’s future ever made.
According to Invest America, the partnership supporting this effort, no single donation in U.S. history has ever targeted American children on this scale. For families struggling under inflation, rising costs, and years of failed policies from Washington Democrats, Trump’s program is offering something rare—real hope, real help, and real results.
A New Era of Support for Working Families
Michael Dell said the goal is simple: help families feel supported from the start and encourage lifelong saving. Studies show that when children have investment accounts, they are far more likely to graduate school, avoid crime, start businesses, buy homes, and build stable futures.
President Trump’s new federal program—proudly called “Trump Accounts”—allows parents to open tax-advantaged investment accounts for children under 18. Beginning in 2025, every newborn American citizen will receive a $1,000 federal deposit to begin investing immediately.
This is the kind of forward-thinking policy older Americans love to see: a program investing in kids, not expanding government bureaucracy.
Dells Step Up to Help 25 Million Kids Left Out of Democrat Programs
Trump’s federal grants begin in 2025, meaning millions of children under age 10 would have been left behind. The Dells stepped in to fix that problem.
They are committing $250 per child for 25 million children age 10 or younger, focusing on ZIP codes with household incomes under $150,000. These families—largely middle-class and working-class—are the backbone of the nation.
“We want to help the children that weren’t part of the government program,” Michael Dell said.
This private-sector support mirrors what conservatives have long argued: America thrives when strong leaders and strong businesses partner to support families—without government overreach.
WATCH:
$6.25 billion. 25 million children. $250 each.
— Michael Dell 🇺🇸 (@MichaelDell) December 2, 2025
Susan and I believe the smartest investment we can make is in children. That’s why we’re so excited to contribute $6.25 billion from our charitable funds to help 25 million children start building a strong financial foundation… pic.twitter.com/4Bcv3RKp0q
Powered by Trump’s Leadership and America’s Economic Confidence
The concept behind Trump Accounts was championed by hedge fund manager Brad Gerstner. His group, Invest America, pushed to include the plan in the One Big Beautiful Bill Act, one of President Trump’s most ambitious reforms to strengthen families and revive opportunity.
These child investment accounts can only be invested in low-cost, diversified U.S. stock index funds, giving American children a chance to benefit from decades of market growth. Even a modest account can grow dramatically over 18 years—especially when parents add contributions over time.
Corporations are already joining in. Dell Technologies will match the federal government’s $1,000 deposit for employees’ newborn children, instantly doubling their Trump Account value.
This is the America First economic vision in action: businesses strengthening families through opportunity—not mandates.
Simple, Accessible, and Built for the Long Term
Parents simply open a Trump Account, and the Dell Foundation deposits the funds automatically. No complicated forms. No endless paperwork. No government roadblocks.
“It would have been impossible to impact this many kids without such a program,” Dell said.
While Trump Accounts don’t have all the tax perks of a Roth IRA or a 529 plan, they help families develop the most important financial habit of all: saving early and saving consistently.
At age 18, the account rolls into an IRA, giving young adults a head start that millions of older Americans wish they had been given.
A Future Worth Saving For
Michael Dell says he has already spoken to other major philanthropists who may join this national effort. He believes the impact will compound over decades.
“What we hope is that every child sees a future worth saving for,” Dell explained. “The compounding effect on millions of kids over 10, 20, 30 years is enormous.”
For parents and grandparents watching America’s future, this program represents a long-awaited turning point.
With Trump’s leadership and America’s private sector stepping up, millions of children are finally getting the opportunity they deserve.